Truckers · Contractors · Business Owners
Waste & Vacuum Truck Financing
Septic pumpers, vacuum trucks, hydrovacs, and grease-trap units — the trucks that keep the routes running. New or used, any make, and the tank sizes the dealers do not stock.
Get approved. Get equipment. Get to work.
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Zero Down Programs available
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Same-Day Approvals
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Working Capital Up to $5M, same day
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All Credit Considered
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New / Used Any make or model
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Startups OK when applicable
- Amount
- $30,000 – $250,000
- Term
- 24 – 72 months
- Down Payment
- As low as 10%
- Credit
- Challenged credit considered
What we finance
- Septic pumpers, vacuum trucks, and hydro-excavators
- New and used — any tank size or pump
- Grease-trap and portable-toilet service trucks
- Owner-operators and route buyers welcome
Bank said no?
A declined bank application is the most common reason people call us, not a disqualifier. Banks underwrite to a narrow box: two years of returns, a clean score, and a category they already understand. We work with lenders who look at the whole file — your time in business, your cash flow, and the equipment itself as collateral.
Ten-plus years, 100+ industries, all 50 states and Canada. One page to apply, and a real answer in about a day.
Common questions
Can I finance a used vacuum truck?
Yes. Used septic and vacuum trucks finance well — the tank and pump hold value, and a well-maintained older unit with a sound pump often approves better than a neglected newer one. Bring the specs and we will place it.
Do you finance the tank and chassis together?
Yes. A cab and chassis plus a new vacuum tank and pump is one transaction on one application. We coordinate with the upfitter so you are not carrying the build cost while you wait.
Can I finance a truck to take over a route?
Often, yes. A signed route or service contract strengthens the file considerably, especially for a newer business — it shows the truck has work lined up the day it is delivered.
Get Approved. Get Equipment. Get To Work.
No excuses. No BS. Tell us what you need and we’ll tell you honestly where you stand.