Truckers · Contractors · Business Owners
Construction Equipment Financing
Excavators, skid steers, dozers, loaders, and the attachments that make them earn. Auction purchases and private party sales welcome.
Get approved. Get equipment. Get to work.
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Zero Down Programs available
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Same-Day Approvals
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Working Capital Up to $5M, same day
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All Credit Considered
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New / Used Any make or model
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Startups OK when applicable
- Amount
- $15,000 – $250,000
- Term
- 24 – 72 months
- Down Payment
- As low as 10%
- Credit
- Challenged credit considered
What we finance
- Any brand — CAT, Deere, Komatsu, Bobcat, Kubota, Takeuchi
- Auction and private party purchases funded
- Attachments and buckets rolled into the same deal
- Seasonal structures for weather-dependent work
Bank said no?
A declined bank application is the most common reason people call us, not a disqualifier. Banks underwrite to a narrow box: two years of returns, a clean score, and a category they already understand. We work with lenders who look at the whole file — your time in business, your cash flow, and the equipment itself as collateral.
Ten-plus years, 100+ industries, all 50 states and Canada. One page to apply, and a real answer in about a day.
Common questions
Can I finance equipment bought at auction?
Yes, and it is worth getting approved before the auction rather than after. Knowing your number ahead of time means you can bid with confidence and close inside the auction house payment window.
Do you finance attachments?
Yes. Buckets, breakers, grapples, and thumbs can be included in the machine purchase or financed separately against equipment you already own.
Is used construction equipment harder to finance?
Not meaningfully. Hours and maintenance history matter more than model year. Well-maintained iron holds value, and lenders in this category know it.
Get Approved. Get Equipment. Get To Work.
No excuses. No BS. Tell us what you need and we’ll tell you honestly where you stand.