Truckers · Contractors · Business Owners
Box Truck & Straight Truck Financing
From a 16-foot cube van to a 26-foot straight truck with a liftgate. The workhorse of last-mile delivery, and the easiest entry point into your own fleet.
Get approved. Get equipment. Get to work.
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Zero Down Programs available
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Same-Day Approvals
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Working Capital Up to $5M, same day
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All Credit Considered
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New / Used Any make or model
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Startups OK when applicable
- Amount
- $15,000 – $150,000
- Term
- 24 – 72 months
- Down Payment
- As low as 10%
- Credit
- Challenged credit considered
What we finance
- 16ft to 26ft box, cube, and straight trucks
- Liftgates and reefer boxes included in the deal
- Amazon DSP and last-mile contractors welcome
- Fleet packages for multiple units
Bank said no?
A declined bank application is the most common reason people call us, not a disqualifier. Banks underwrite to a narrow box: two years of returns, a clean score, and a category they already understand. We work with lenders who look at the whole file — your time in business, your cash flow, and the equipment itself as collateral.
Ten-plus years, 100+ industries, all 50 states and Canada. One page to apply, and a real answer in about a day.
Common questions
Do I need a CDL to finance a box truck?
Not for most units. Trucks under 26,001 lbs GVWR generally do not require a CDL, which is exactly why this category is the common first step for new operators. Financing does not depend on holding a CDL.
Can I finance a box truck for a delivery contract?
Yes. If you have a signed contract or route agreement, bring it — it strengthens the file considerably, especially if your business is young.
Get Approved. Get Equipment. Get To Work.
No excuses. No BS. Tell us what you need and we’ll tell you honestly where you stand.